This book describes about the evolution of banking history and its progress in the modern era. Chapters on functions of banks in loan and deposits pricing. SME financing and their appraisal and monitoring are general in nature. Special mentioning of development in corporate Banking has also been made. Fund based and Non-fund based credit management incorporates supervision/administration/monitoring/tools for monitoring/ratio analysis/letters of credits and their assessment/bank guarantees discussion in detail in order to up-to-date the knowledge about banking to readers and professionals. However, it should not be considered as the only subject matter of this book, since there are non-fund based services viz. leasing/hire purchase/ Factoring/agency/functions/demat and merchant banking which are also prevalent it the industry. The book would be incomplete without mention of NPAs/Securitisation Act/and Banking Ombudsman Scheme. Customers of any bank includes resident and non-resident Indians. NRIs have their special status and needs elaboration, which has been described in the book. Information Technology has also affected the banking sector a lot and have completely changed its out look. In view of it, customers' aspirations and service quality have also undergone a change in the modern banking, e-banking has spread its wings throughout the industry. All these new fields have changed the facet of legal structure of Cyber Law/Evidence Act and Bankers' Book Evidence Act, 1891 totally. Banking industry is providing its services to residents of the country in deposit and advances but also in the area of export finance. Knowledge of Uniform Customs and Practice for documentary credit (UCPDC-600) is essential not only to the exporter but equally to banker also..
ISBN: 9788183189187
Author: Agarwal, O P
Published by: HIMALAYA PUBLISHING HOUSE
For more information, please visit www.indiabookmart.com
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